Looking for affordable insurance? We know that it can be difficult to find the right insurance that fits your needs. That's why, here at E & J Insurance Agency, Inc., we want to help you make sure you get the right coverage that fits your needs.
Why choose E & J Insurance for an affordable vehicle insurance policy?
From the time you establish your auto insurance policy with E & J Insurance Agency, Inc., you'll notice a difference. With E & J Insurance Agency, Inc., you'll get helpful customer service, local agents and great auto insurance.
From the minimum state required limits to full coverage, our policies are tailored to meet your unique needs and budget.
Louisiana law requires that proof of liability insurance be provided at the time of registration of a vehicle. Acceptable proof of liability insurance includes:
- Copy of insurance policy or binder; or
- Copy of I.D. card issued by insurance company; or
- Copy of declaration page; or
- Written statement from the insurance company or agent. This statement must be on letterhead stationery, signed by representative of company/agent, and include full description of the vehicle, including the VIN.
Proof of insurance requirements DO NOT APPLY to new or used dealer transactions (including dealer files submitted through financial institutions, auto title
companies, or public tag agencies) and renewals by mail.
Proof of insurance MUST BE PRESENTED for walk-ins and submitted with mail-ins on the following type transactions:
- Sales between individuals (walk-ins and mail-ins)
- Conversions for trucks weighing 20,001 pounds or more (walk-ins and mail-ins)
- Renewals (walk-ins only)
The proof of insurance must reflect the same vehicle information as in the file and must indicate current coverage of at least the minimum amount of coverage
required by law. After this information is verified for walk-in files, the proof of insurance does not need to be copied and made part of the file since the
application form (DPSMV 1799) and the Louisiana Apportioned Registration Cab Card (DPSMV 1702) contain a statement that the proof has been
verified as a prerequisite prior to the issuance of the certificate of registration. After the information is verified for mail-in files, the proof can remain with the file.
Act 34 of the 1996 First Extraordinary Legislative Session is relative to vehicles that have a gross vehicle weight or gross combined weight in excess of twenty
thousand (20,000) pounds. Mandated liability limits are as follows:
AUTOMOBILES AND OTHER VEHICLES WITH A GROSS VEHICLE WEIGHT OF 20,000 POUNDS OR LESS
- Must have insurance coverage of at least $15,000/$30,000 bodily injury and
- $25,000 property damage